Payment links
Generate a secure link for any amount and share it on WhatsApp, SMS or email. No website needed.
Create payment links and dynamic UPI QR codes in seconds. Your customers pay with any UPI app, the money lands directly in your bank account, and every order is confirmed automatically.
Accept payments from
From a single payment link to a full API integration, KGNPAY keeps collecting UPI payments simple.
Generate a secure link for any amount and share it on WhatsApp, SMS or email. No website needed.
Every order gets its own QR with the exact amount filled in, so customers can't pay the wrong amount.
Payments are matched to orders automatically and your customer sees a receipt with the UTR instantly.
Money goes straight to your own merchant bank account. KGNPAY never holds your funds.
Track every order, payment status and UTR in one place, and download reports whenever you need them.
Encrypted connections, expiring payment links and API tokens keep every transaction protected.
No complex paperwork or long integrations. Connect once and start collecting.
Sign up and connect your merchant UPI account from the dashboard.
Create an order from the dashboard or the API and send the link to your customer.
The customer scans and pays. The order is confirmed and money reaches your bank.
Create an order from your website or app and redirect the customer to a ready-made, mobile-friendly payment page.
# Create a payment order curl -X POST https://gateway.kgnpay.in/api/create-order \ -d "user_token=YOUR_API_TOKEN" \ -d "order_id=ORD10045" \ -d "amount=499" \ -d "customer_mobile=9876543210" \ -d "redirect_url=https://yoursite.com/thank-you" # Response { "status": "Success", "message": "Order Created Successfully", "result": { "orderId": "ORD10045", "payment_url": "https://gateway.kgnpay.in/payment/..." } }
Directly to your own merchant bank account linked to your UPI ID. KGNPAY only creates the payment request and confirms the payment. We never hold your money.
Any UPI app, including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay and all bank UPI apps.
KGNPAY checks your merchant account for the incoming payment and marks the order as paid automatically. The customer sees a receipt with the UTR number and is redirected back to your website.
No. You can create payment links from the dashboard and share them over WhatsApp, SMS or email. Businesses with a website or app can also use the API.
Each payment page is valid for 5 minutes to keep transactions secure. You can always create a new one for the customer.